---
title: "Problems at Lloyds, Halifax and Bank of Scotland online banking"
publisher: "Share Talk"
author: "sharetalk"
published: "2025-10-20T09:06:18+00:00"
modified: "2025-10-20T09:24:06+00:00"
date: 2025-10-20
canonical: "https://www.share-talk.com/problems-at-lloyds-halifax-and-bank-of-scotland-online-banking/"
category: "B2B"
categories: ["B2B", "Blogs", "Business & Support Services", "Technology", "Technology, Media & Telecoms"]
tags: ["Amazon Web Services", "AWS", "Bank of Scotland", "Coinbase", "Down Detector", "Halifax", "HMRC", "Lloyds", "Lloyds Banking Group", "Online Services", "Ring doorbells", "Roblox", "Snapchat", "UK banking"]
image: "https://i0.wp.com/www.share-talk.com/wp-content/uploads/2025/10/Amazon-Web-Services-scaled.webp?fit=1200%2C654&quality=80&ssl=1"
format: "news"
language: "en-GB"
---

# Problems at Lloyds, Halifax and Bank of Scotland online banking

**Published:** October 20, 2025
**Author:** sharetalk
**Categories:** B2B, Blogs, Business & Support Services, Technology, Technology, Media & Telecoms
**Tags:** Amazon Web Services, AWS, Bank of Scotland, Coinbase, Down Detector, Halifax, HMRC, Lloyds, Lloyds Banking Group, Online Services, Ring doorbells, Roblox, Snapchat, UK banking
**Featured image:** ![](https://i0.wp.com/www.share-talk.com/wp-content/uploads/2025/10/Amazon-Web-Services-scaled.webp?fit=1200%2C654&quality=80&ssl=1)

---

**Widespread Internet Disruption Hits UK Banking and Online Services**

A growing number of users are reporting **online and mobile banking outages** this morning, with **Lloyds Bank, Halifax, and Bank of Scotland** customers among those affected. The three institutions, all part of **Lloyds Banking Group**, are experiencing **login and access issues**, leaving many unable to view accounts or make payments.

According to monitoring site **Down Detector**, reports of outages have **spiked sharply** across multiple banking platforms.

Meanwhile, a **major outage at Amazon Web Services (AWS)** appears to be impacting a wide range of **internet services globally**, including **Snapchat, Ring doorbells, Roblox, Coinbase, and HMRC**.

AWS’s service status page confirmed:

> “We are investigating increased error rates and latencies for multiple AWS services in the US-EAST-1 Region.”

The disruption suggests that the **AWS incident** may be contributing to the **banking connectivity problems**, as many online systems rely on AWS infrastructure for authentication and cloud hosting.

**Cisco’s ThousandEyes Reveals Widespread Internet Outages Linked to AWS Virginia Hub**

![](https://www.share-talk.com/wp-content/uploads/2025/10/2862-300x139.avif)

**Cisco’s ThousandEyes**, a global internet monitoring service, has reported a **significant surge in connectivity problems** this morning, highlighting the scale of disruption caused by ongoing issues at **Amazon Web Services (AWS)**.

The majority of the outages appear to be **concentrated in Virginia**, home to AWS’s critical **US-EAST-1 region**, where engineers are currently working to resolve the fault responsible for **“increased error rates and latencies”** across multiple services.

The incident has had a **ripple effect worldwide**, affecting access to numerous platforms and online services — from banking apps to consumer technology — underscoring how heavily the global internet infrastructure depends on the AWS cloud backbone.

---

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